{"id":1370,"date":"2026-02-05T09:48:15","date_gmt":"2026-02-05T09:48:15","guid":{"rendered":"https:\/\/baiavista.com\/?p=1370"},"modified":"2026-02-05T10:02:41","modified_gmt":"2026-02-05T10:02:41","slug":"aan-het-woord-sterkin-financieringspartner","status":"publish","type":"post","link":"https:\/\/baiavista.com\/en\/aan-het-woord-sterkin-financieringspartner\/","title":{"rendered":"The word - STERKin, financing partner"},"content":{"rendered":"

Who are the people bringing Baia Vista to life? In this interview series, we talk to the people behind the project: from buyers and investors to designers, builders and others involved. Each with their own story, a unique vision and a special bond with Cura\u00e7ao.<\/em><\/p>\n

Be inspired by their motivations, dreams and experiences - and discover how they are building something beautiful together on this sunny island.<\/em><\/p>\n

\n

The word - Mark Sauerbreij (STERKin)<\/h3>\n

In this edition, we speak to Mark Sauerbreij, founder of STERKin<\/strong>, specialist in (international) property finance and financing partner of Baia Vista.<\/p>\n

\n

Financing as the foundation of a dream<\/h3>\n

Buying a property in Cura\u00e7ao is a dream for many. But with that dream come questions: what are my financing options, how does this work internationally and what do I need to consider?<\/em>
For those issues, Baia Vista is working with STERKin.<\/p>\n

Mark Sauerbreij recounts:
\u201cAt STERKin, we assist clients in financing their homes or real estate, both in the Netherlands and in Cura\u00e7ao. We do this with a team of financial specialists spread across several branches in the Netherlands.\u201d<\/p>\n

In recent years, STERKin has increasingly specialised in international financing issues, especially for people investing in real estate in Cura\u00e7ao.
\u201cThat requires knowledge of both markets as well as oversight.\u201d<\/p>\n

\n

Looking beyond one country or one bank<\/h3>\n

What sets STERKin apart is its broad outlook.
\u201cWe look beyond one country or one bank,\u201d Mark explains. \u201cBecause we know both the Dutch and Cura\u00e7ao mortgage and real estate markets well, we can compare different options side by side.\u201d<\/p>\n

This is not about individual solutions, but about the overall picture.
\u201cWe look at the financial situation now, but also the future. This is how we help clients get a solution that really fits their lives and plans.\u201d<\/p>\n

\n

The partnership with Baia Vista<\/h3>\n

The collaboration between STERKin and Baia Vista came naturally.
\u201cWe were increasingly talking to clients who were interested in the Baia Vista project,\u201d says Mark. \u201cThey were looking for clarity: what can I finance from the Netherlands and what are the possibilities in Cura\u00e7ao?\u201d<\/p>\n

That common need brought both parties together.
\u201cBaia Vista develops high-quality homes in a beautiful location. We make sure buyers are financially well prepared. That combination inspires confidence.\u201d<\/p>\n

\n

How STERKin guides buyers<\/h3>\n

For every financing request, STERKin starts with a personal interview.
\u201cWe want to know who someone is, what the purpose of the purchase is and what the financial situation looks like. Only then do we look at concrete possibilities.\u201d<\/p>\n

The full picture is then mapped out.
\u201cWe analyse the options, choose a suitable financing construction together with the client and guide the whole process towards the bank. This is how we keep an overview and keep the client involved.\u201d<\/p>\n

To work quickly and carefully, STERKin asks for basic data such as income information, assets, current liabilities and details of the property to be purchased at an early stage.
\u201cThis is done through a personal online portal. This makes the process clear and secure.\u201d<\/p>\n

On average, a funding process takes a few weeks to several months.
\u201cInternational files often require a bit more preparation. But both in the Netherlands and Cura\u00e7ao, we work with permanent teams at the banks, which ensures clarity and speed.\u201d<\/p>\n

\n

Common questions and misconceptions<\/h3>\n

STERKin often gets the same questions from buyers:
Can I finance this from the Netherlands? How does financing work in Curacao? What does this mean for my existing mortgage?<\/em><\/p>\n

According to Mark, these questions are quite understandable.
\u201cFor many people, it is their first international purchase. Good explanations give peace of mind.\u201d<\/p>\n

A common misconception is that everything has to be paid with your own funds, or that financing in Cura\u00e7ao works the same as in the Netherlands.
\u201cIn practice, there are often more opportunities than previously thought, especially if you use existing asset structures intelligently.\u201d<\/p>\n

\n

Trends and advice<\/h3>\n

Mark sees that the mortgage market is stabilising and interest from foreign buyers remains strong.
\u201cAt the same time, good preparation is becoming increasingly important.\u201d<\/p>\n

His main advice to prospective buyers of projects like Baia Vista:
\u201cStart on time and get good advice. Look not only at the purchase price, but also at additional costs and the impact on your overall financial situation.\u201d<\/p>\n

Tax and legal differences also deserve attention.
\u201cThese differences require careful coordination. We therefore work with a network of local specialists so that buyers are properly guided.\u201d<\/p>\n

Finally, Mark stresses the importance of overview.
\u201cBring the overall picture into focus and look at the possibilities in the Netherlands and in Cura\u00e7ao. This creates the \u2018best of both worlds\u2019.\u201d<\/p>\n

\n

In conclusion<\/h3>\n

\u201cBuying a property in Cura\u00e7ao is a beautiful and exciting step,\u201d concludes Mark.
\u201cWith the right preparation and guidance, it can be not only a dream, but also a responsible investment.\u201d<\/p>\n

More information on STERKin's services in Cura\u00e7ao is here<\/a> find.<\/p>\n

\n

Read more from this series:<\/strong><\/p>\n

\ud83d\udd39 The word - Two sisters, one dream<\/strong><\/a>
About how two sisters and their partners with a shared love for Cura\u00e7ao and a strong entrepreneurial heart are now realising their third home on the island - this time inside Baia Vista.<\/p>\n

\ud83d\udd39 The word - Closer to the family<\/strong><\/a>
About how, after years of holidays in Cura\u00e7ao, Jan & Elly finally decided to invest in a home on the island - not only because of the sun and tranquillity, but mainly to be closer to their daughter, son-in-law and grandson.<\/p>\n

\ud83d\udd39 The word - The architect<\/strong><\/a>
On how architect Cees den Heijer designed Baia Vista as a living environment that blends into the landscape: with natural cooling, plenty of space, and a vision in which every day feels like a holiday.<\/p>\n

\ud83d\udd39 The word - Sani Kitchen Projects<\/strong><\/a>
On how Michael Grootjans of Sani Kitchen Projects and his team ensure high-quality kitchens, bathrooms and tiles at Baia Vista - with an eye for quality, sustainability and natural luxury in a tropical climate.<\/p>\n

\ud83d\udd39 The word - Friendship & investing<\/strong><\/a>
On how friends Ernst & Mitchell translated their shared entrepreneurial mentality and friendship into a joint real estate investment in Cura\u00e7ao - a combination of forward-looking investment and own use at Baia Vista.<\/p>","protected":false},"excerpt":{"rendered":"

Wie zijn de mensen die Baia Vista tot leven brengen? In deze interviewreeks spreken we met de mensen \u00e1chter het project: van kopers en investeerders tot ontwerpers, bouwers en andere betrokkenen. Ieder met een eigen verhaal, een unieke visie en een bijzondere band met Cura\u00e7ao. Laat je inspireren door hun drijfveren, dromen en ervaringen \u2013 […]<\/p>\n","protected":false},"author":4,"featured_media":1372,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[19],"tags":[],"class_list":["post-1370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interviews"],"acf":[],"yoast_head":"\nAan het woord - STERKin, financieringspartner - Baia Vista<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/baiavista.com\/en\/aan-het-woord-sterkin-financieringspartner\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aan het woord - STERKin, financieringspartner - Baia Vista\" \/>\n<meta property=\"og:description\" content=\"Wie zijn de mensen die Baia Vista tot leven brengen? In deze interviewreeks spreken we met de mensen \u00e1chter het project: van kopers en investeerders tot ontwerpers, bouwers en andere betrokkenen. Ieder met een eigen verhaal, een unieke visie en een bijzondere band met Cura\u00e7ao. 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